Decode your statement
What is GIRO SP DIGITAL on my bank statement?
A GIRO line naming SP Digital is most likely your SP Group utilities bill (electricity, water and gas), taken from your account by GIRO.
SP Digital is the SP Group company behind the SP app, where utilities bills are paid, so its name can appear instead of the word utilities.
Watch: Decode 01
Transcript
Your statement says: GIRO, SP Digital. So what did you actually pay for?
Tallied knows. It's your utilities bill, from SP Group.
Every line on your statement, in plain words. On your iPhone… with no bank login.
Tallied. Seven days free.
Shown with invented sample data. The narration is a synthetic voice.
How to check it
- Open the SP app and look at your latest bill.
- Compare its amount and date with the GIRO line on your statement.
- If you didn't set up GIRO for utilities and don't recognise it, ask your bank.
How Tallied does it
- Tallied recognises GIRO SP DIGITAL as your SP Group utilities bill and files it under utilities, on your iPhone.
- Your statements never leave your iPhone; only a shop's name is looked up. No bank login, no account.
Tallied is on the Singapore App Store for iPhone and iPad. 7 days free, then S$6.99 a month or S$59.99 a year.
Questions
Is GIRO SP DIGITAL a scam?
Usually not: it's most likely your utilities bill paid by GIRO. Check the amount against your latest bill in the SP app, and ask your bank about anything you don't recognise.
Sources
Related
Updated 2026-10-10. Questions about Tallied? Email support-tallied@zephystudio.com.